How To Get Money Off A Prepaid Debit Card

This post may contain affiliate links. Which means we may earn a commission if you decide to make a purchase through with our links. Delight read our disclosure for to a greater extent information.

Table of Contents

Give the sack You Transfer Money From A Prepaid Card To A Bank Explanation?
- Regular Prepaid Card
- Postpaid Gift Poster
How To Transfer Money From Your Paid Card To Your Trust Account Using MoneyGram
- Step 1: Sign Up For An Account At MoneyGram.Com
- Step 2: Navigate To The 'Direct Money' Page And Fill Out Payment Info
- Tone 3: Finished Your Bank Details
How Much Does It Be?
How To Save On The Transfer Fee?
Is There A Boundary When Transferring Money Using MoneyGram?
How Long Does It Take up To Transfer Money With MoneyGram?
How To Transfer Gift Card Balances To Your Bank Account Victimization CardCash
How To Transfer Money From Prepaid Card To Banking company Account (Bit by bit)
- Step One: Catch out If Your Prepaid Wag Throne Be Used Anyplace, Or Is Moderate To Participating Merchants Simply
- Step Two: Visit Your Postpaid Card's Website To See If They Offer Transfers To A Bank Bill
- Measure Three: Register Surgery Log in To Your Postpaid Card Account
- Measure Four: Link Your Bank Account To The Prepaid Card By Providing The Routing Number And Account Number Of Your Bank Account
- Step Five: Follow Additional Instructions From The Prepaid Poster Company And Perform The Transfer Online To Your Coin bank Account
- How Long Will Information technology Take For The Money To Be Transferred To My Bank Account statement?
Favorite Prepaid Cards That Allow Transfers To Bank Accounts (With Instructions)
- Bank of United States CashPay Board
- Rely of America DEd Card
- Key2Benefits Paid Card
- Netspend Prepaid Board (Visa, MasterCard, Skylight Same)
- Other Visa Prepaid Card game
The Bottomline

Having a prepaid card is a convenient room to pay for products and services whether in-store or online. Or else of carrying cash around, you just load your money on your prepaid debit card, making IT safer and much practical.

You can also get your payroll check and government benefits connected your prepaid card. The United States government has equal usedprepaid cards to send coronavirus stimulant payments to citizens with nary forthcoming banking information in 2022.

With indeed many of United States of America using prepaid card game, one commonly asked question ishow to transfer money from a prepaid scorecard to a nest egg or checking account?

The first step in the process is to break if your card even allows you to transfer funds to your bank news report in the first set up.

Can You Channel Money From A Paid Card To A Banking concern Account?

Yes. You can transfer money from a paid card to a bank building score in almost all cases. Merely how you do it depends connected what case of prepaid card you have.

There are deuce types of paid cards:

Which One Do You Have?

Regular Postpaid Card

This is a poster that throne be used anywhere that credit/debit cards are accepted. If you have exploited your postpaid carte du jour at different places with no trouble, so you have a regular prepaid card.

How to get money bump off your card?

We've recovered that the optimum room to do this is by exploitation a remittance companion likeMoneyGram.

If you father't want to remuneration any fees, you can judge thisgeneric method. However, it's Thomas More tedious and is non guaranteed to work.

Postpaid Indue Batting order

This type of card limits you to purchasing products and services from participating merchants e.g. Domicile Depot.

How to get money sour your plug-in?

We've set up that the only way to produce money off a gift wag is to sell it on extraordinary websites likeCardCash.

How To Transfer Money From Your Prepaid Posting To Your Bank Account Using MoneyGram

We struggled to find a simple, sure-fire manner to move funds off our prepaid card game for a age. One 24-hour interval, a encouraging lector mutual this clever hack that works with nigh every paid card.

Using a remitment service likeMoneyGram, you can transfer money to your trust account speedily, cheaply and safely.

Here Are Some Reasons Wherefore We Love This Method acting:

✅ Safe: MoneyGram has been around since 1940, and is the second largest money conveyance company in the world.

✅ Truehearted: Receive your money in minutes if you choose the Debit entry Identity card Sediment option.

✅ Cut-rate:Fees are as low as $1.99. See our surgical incision happening how their fees are deliberate.

✅ Reliable: Stacks of our readers have with success used this method, and it appears to put to work for virtually any prepaid card.

Here are the steps to transfer money from your prepaid card to your bank account using MoneyGram:

Step 1: Sign on For An News report At MoneyGram.Com

Go to theMoneyGram website and chink "Contract" to make an account using your email plow. You may have to provide some photograph ID to verify that you'rhenium a legitimate soul.

Step 2: Navigate To The 'Send Money' Page And Take Out Payment Info

Once you're signed improving, click on the "Send Money" alternative in the carte du jour. You should find a page look-alike in the screenshot above.

On this page:

Enter the sum of money that you want to send on
Select Debit/Credit Card
Choose the 'Score Stick' option (or the 'Debit entry Card Deposit' option if you don't see the 'Account Deposit' option. This will require that you have a debit card linked to the money box account you're sending money to.

Step 3: Complete Your Bank Details

After clickingnext, you'll be taken to a paginate like in the screenshot above. Enter your Liquidator's inside information. This will be information like your name, address and account/debit card information.

Sink in 'Next'. According to the MoneyGram website, many account deposits are completed inside minutes, subject to banking hours and systems availability.

How Much Does It Cost?

You'll yield a fee based happening the amount you are sending. For amounts less than $200, MoneyGram charges you a base fee of $1.99. For amounts above $200, it charges $1.99 + 1% of the transferred come.

E.g., if you're going away to send away $500, the fee will be $1.99 + $5, for a add u of $6.99.

You can estimate the fee before you send back the money by victimisation thefee calculator along the MoneyGram homepage.

How To Save On The Transfer Fee?

If you are going to expend this service regularly, you can save on fees by enrolling in theMoneyGram Nonnegative Rewards.

With this program, you will save 20% along fees onyour back transfer and 40% OFF on fees every fifth transfer.

If you're transferring a large amount, then taking advantage of the MoneyGram Plus Rewards program leave save you lots of money!

Is There A Limit When Transferring Money Using MoneyGram?

The limit for sending money online is $10,000 per transaction and up to $10,000 every 30 calendar years.

If you need to send more funds, you'll sustain to do IT in person at ane of the MoneyGram agent locations, however, according to the MoneyGram FAQ, most agent locations exclusive accept cash.

How Long Does It Consume To Transport Money With MoneyGram?

All of MoneyGram's transactions come within the same day, including prepaid card transfers to your depository financial institution account.

Ready to get your money turned your prepaid wag? Travel to the MoneyGram Website to get started.

How To Transfer Endue Card Balances To Your Swear Account Victimisation CardCash

Yes, you can transfer money from most paid gift cards to your bank answer for using a help named CardCash.

Unlike near postpaid cards, gift cards are disposable and pot only be utilized until the balance reaches zero in while most prepaid cards are reloadable and can be utilized indefinitely.

Thankfully, we've launch one proven method for transferring money from your gift card to your bank account.

You backside use mobile payment services like CardCash (by PayPal) to transfer your money from your gift scorecard or paid to your bank account.

The arrest? It's more pricy than fair-minded using the present card Beaver State prepaid card to buy items. And then make destined that it's in truth the cash in on value that you want from the gift card.

To transplant gift cards to your bank bill using theCardCash Option:

Go to this page on theCardCash website
Get into the gift identity card you have Ex: Walmart
Enter the amount of money on the gift card Ex: $100
Click"Stimulate OFFER" and an offer for how much they will pay you will appear Demode: $88.00
If you accept the total, click"Get $88.00 Cash"
There will make up a pop fly windowpane asking how you will like to produce paying and choosePayPal Express
Put down your gift card number and PIN and continue to connect with your PayPal write u
Log-in to your PayPal history and fill the required fields
Come home "Get my PayPal Balance"
Erst the Libra reaches your PayPal Wallet, you can now transfer the money to your bank account by following these steps onHow to transfer from PayPal to my bank account?

How To Transpose Money From Prepaid Card To Trust Account (Gradually)

The process is slightly different depending along each prepaid bill of fare but Here's a step by whole tone guide that should go for to most card game:

Step One: Find Out If Your Prepaid Card Stern Be Used Anyplace, Or Is Constricted To Active Merchants Only

Visit your paid card caller's website and smel at the card's features. Can it be secondhand anywhere that regular debit card game are accepted?

For example, certain card game have the shadowing features:

The Card can be used to purchase merchandise and services anywhere Visa debit cards are unchallenged in the United States.

However, some other cards are only modest to participating merchants:

Your Bill can be used to purchase merchandise and services at any market, specialty foods store, nutrient motortruck Beaver State online food retailer in the U.S.A where Visa debit entry cards are uncontroversial.

If your card can be used anywhere in the Concerted States (the first type of card), then you throne progress to step 2. Otherwise, read our section ontransferring gift wit balances to your bank report.

Step Two: Shoot the breeze Your Prepaid Wit's Website To See If They Offer Transfers To A Bank Account

Some prepaid card companies help you do transfers to your bank business relationship done their web site Beaver State app. So your first stop should be the website of your prepaid card provider.

Cheque Your Card Company's FAQ Page

Hera, they'll usually have a FAQ (Frequently Asked Questions) Page. If your card company allows transfers, they'll state IT very clearly.

E.g., the Rely of America CashPay card says the chase on their FAQ page:

" …you may perform an Online Funds Transfer via the CashPay Customer Inspection and repair site at www.bankofamerica.com/cashpay (tip will put on) to transplant funds from your CashPay account to a tralatitious checking or savings answer for owned by you in the United States."

Not in the FAQ? Check off Your Card Company's Features Page

If you don't find information technology on your card provider's FAQ page, check the features and benefits page of your prepaid card.

On the Netspend website, this information appears on the 'Card Benefits' page:

"Have a banking concern account in accession to your Netspend Card Story? Link your commercial enterprise accounts from participating banking company accounts and you can transfer money between them and your Netspend Card Account."

If your prepaid card company offers transfers to your swear account, and so carry on to the next step. If it's non clearly expressed, then your best bet would be to try theMoneyGram method that we list below.

Step Threesome:Register Or Log-In To Your Prepaid Card Account

After finding down whether your prepaid card provider allows such a transaction, you ass sign-up for an account or log up in if you already have an history.

If you need to do enrolment, then you will need your prepaid card with you. Later signing-up, you butt use the log-in details for future transactions.

Step Quaternion: Link Your Bank Account To The Prepaid Card Past Providing The Routing Telephone number And Account Numeral Of Your Bank Report

To do the transfer, near prepaid card providers will ask you to link your bank account past incoming your bank answer for'srouting phone number and account number.

Your routing number is a 9 fingerbreadth bi that tells you where your bank news report was opened. One place to search for information technology is at the bottom of your checkbook.

It's a.k.a. your ABA Beaver State RTN number.

Make sure you have this prepared. If you Don't have the routing phone number of your bank history, check with your bank's website.

About banks have a page where all their routing Book of Numbers are listed. Have a tone atU.S. Bank's website for example.

Ill-use Five: Comply Extra Instructions From The Prepaid Card Company And Execute The Transportation Online To Your Trust Account

Every prepaid add-in provider will have a slightly different Seth of instructions so make a point to follow the instructions carefully.

At any point, if you're unsure of what to do, your prepaid card provider should have a customer service hotline that you can call for help.

Here is an example of the elaborate instructions provided by the Key2Benefits Prepaid Card website.

How Long Leave It Take For The Money To Be Transferred To My Bank Account?

How elongated the transaction takes depends on your bank. Approximately transfers can be completed within a few hours or on the same business day.

For nigh Sir Joseph Banks though, it ordinarily takes few business days before you see the money in your account.

E.g., if you have a Bank of America prepaid calling card and you are doing a transfer to your bank report for the first clock, this could take dormie to7business days .

This is because you must create a untried "transfer-to" history online, which can take up to 5 business organization years to authenticate.

Later on that, information technology can postulate some other 2 job days to encounter the money in your answer for.

If you employ theMoneyGram method though, the money will arrive in your score within the same day. Even unused accounts take inferior than a day to be verified.

Popular Prepaid Cards That Allow Transfers To Bank Accounts (With Instructions)

We get some queries most transferring funds from prepaid card game to bank accounts. So we're able to attend which cards almost people need help with.

Present is a list of common prepaid cards in the United States and their exact book of instructions along how to transfer from the prepaid card to your bank account.

Bank of America CashPay Card

If you have a Bank of America CashPay Visiting card, whether IT is a Visa or Mastercard, you potty transfer finances to your money box report. If you take up an originally-issued CashPay wag, it is possible to perform an online funds transplant to a traditional United States nest egg or checking account that you own.

You have to pay corresponding fees and a minimum of $20 may be transferred.

Attend the CashPay Customer Service websitewww.bankofamerica.com/cashpay.
Register a "transfer-to" account before performing your number 1 transfer. You can only let up to cardinal (2) "transfer-to" accounts in your profile.
After registration, you can check in and select the "Transfer funds" link within your online Calculate Summary page.
It takes 5 business years for your new "transfer-to" account to be authenticated before the transmit will be successful.

Depository financial institution of America EDD Card

If you have the Bank of America Doctor of Education Prepaid Debit Cardor the EDD Prepaid Extremity Card, you keister transfer money to your checking or savings write u. You can also choose to perform a one-metre transfer or a recurring direct deposit transfer to your rely report.

The EDD Digital Card is actually designed for masses who prefer to directly transfer the funds to their personal money box account.

Attend the Bank of America EDD Debit Add-in website HTTP://World Wide Web.bankofamerica.com/eddcard
Keep up the instruction to set-up a one-clock transfer of training or a recurring transfer for EdD Extremity Cards
If you enroll in a revenant transfer, the finances will automatically transfer to your bank account inside 1-2 byplay years after the DEd deposits the funds to your Digital Card.
Alternatively, you can also call Client Service of process 1.866.692.9374.

Key2Benefits Prepaid Visiting card

If you have a Key2Benefits Prepaid Card, you can transport some or all of your proportionality to your personal savings or checking account. You call for to have the Routing Enumerate and Account Number of the cant account you wish to transfer into for you to comprehensive the dealings.

Log-in to Key2Benefits.com
Click along "Menu to Account Transfer" in the left wing-hand bill of fare.
The Card to Account Transfer shield bequeath appear.
Type in the amount you wish to transfer.
Type in your Routing Number.
Type in your Account Numerate.
Choose the Account Typewrite.
Enter the security code you see on your screen to verify this is a valid request.
Click "Continue"
Aver your information.
Sink in "Bow".

Netspend Prepaid Carte (Visa, MasterCard, Fanlight ONE)

A Netspend Prepaid Card will allow you toaffect money to your bank account, as well as to other Netspend cardholders. To transfer of training funds to your swear explanation:

Attend the NetspendOnline Score Center
Sign away-up for an account and follow instructions to link your bank accounting.
Fees for bank transfers will be determined by the bank.

Note that this avail May not be lendable for some Sir Joseph Banks. You own to retard with the bank if this is available if you run into any issues.

Other Visa Prepaid Cards

If you have a Visa Prepaid Card, the cognitive process happening how to transfer money to your bank account will reckon on the type of card you sustain.

To transfer a visa prepaid to a bank account, you have to check with your prepaid card supplier if this service is easy.

Go to this link to find your prepaid card and visit the corresponding website: https://usa.visa.com/pay-with-visa/find-card/engender-prepaid-tease

At the time of writing, unusual Visa prepaid cards like smiONE, MyVanilla, United States Money, and Fleeceable Constellate do not cater unmistakable information on their internet site whether this is possible. Therefore, you should use up the MoneyGram method to transfer your money.

The Bottomline

The power to remove money from your prepaid circuit board to your bank bill will count on the eccentric of card you have. The best way to check whether your lineup has this feature is to watch the customer service incision of your paid card operating room gift card supplier.

If transferring money to your camber account from your prepaid identity card is not available, you can try the options listed to a higher place much as using a money transfer service or mobile defrayment apps to move your money.

Did any of these methods work for you? What worked, and what didn't? Let United States know in the comments below!